If your child is injured in a car accident, getting justice and financial compensation can feel overwhelming. A car accident lawyer can fight for your child's legal and financial rights.
Here are some of the strategies an auto accident lawyer might use when a child is injured in an auto accident.
Suing the Driver
When your child hops in a car with an adult, you're trusting that adult to drive safely.
If your child is injured in a single-vehicle crash, the driver's insurance policy will likely be the primary source of financial compensation for medical bills and other damages. Unfortunately, most auto insurance policies do not provide sufficient coverage for multiple individuals in a single-vehicle accident. Your auto accident lawyer can negotiate directly with insurance providers to ensure that your child's financial needs take precedent. In addition to working directly with insurance providers, your auto accident lawyer can file a civil lawsuit against the driver for damages that exceed the policy limit. This option can be very lucrative in cases involving extreme negligence. If the driver is cited for reckless driving, excessive speeding, or driving under the influence of drugs or alcohol, and/or they have a history of dangerous driving, your auto accident lawyer can seek additional damages.
If your child is injured in an accident involving multiple vehicles, your auto accident lawyer can pursue litigation against every driver found at fault. In states where comparative liability is used to apportion legal liability, your auto accident lawyer can seek damages by percentages. For instance, if Driver A is found 45% at fault for causing the accident, while Driver B is found 55% at fault, your auto accident lawyer will seek damages from each driver based on these percentages.
Suing Businesses and Organizations
If your child is injured in an auto accident caused by a bus driver, municipal employee, police officer, or delivery truck driver, your auto accident lawyer can sue both the individual and the entity they represent.
Private sector businesses carry substantial insurance policies for their drivers. Your auto accident lawyer can leverage these policies for large payouts. Additionally, in cases involving serious injuries and/or negligence, your auto accident lawyer can sue the driver for additional damages.
Public sector organizations can be difficult to work with. Your auto accident lawyer can help you cut through the bureaucratic red tape to bring the organization to the bargaining table.